Rob Suling, Vice President at Presidential Mortgage in Fairfax, has a helpful list of information needed for a loan application on the back of his business card. Here's the list of documents he suggests you gather prior to applying for your … [Read more...]
10 Things Many Home Buyers Don’t Think About!
Here are a few things to add to your toolkit when buying a home! Check Out the HOA! Ask for the home owners association or condominium packet before you make a decision: For example, check to find out if the home can be rented or not if you … [Read more...]
9 Things Buyers Need to Add to Their Budgets
These items are based on national average and provided by the National Association of Realtors: 1. Closing costs: Add in an estimated 2% to 5% of home price. 2. Homeowners insurance: Get a quote based on the amount you have been pre-approved for. I … [Read more...]
7 Negotiating Tips For Buyers
2017 is likely to remain a seller’s market – inventory is low as are the number of days on the market and prices have increased – see my analysis for December. Here are some tips to help ensure a smooth, unbumpy closing: 1. Get … [Read more...]
Should You Pay Discount Points?
The low mortgage interest rates that you find online or in the newspaper aren’t necessarily what you’ll pay when you apply for a loan. Why? Because banks will charge you “discount” points to get the best rate, which adds to the cost of the … [Read more...]
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