When thinking about taking out a home loan, here are some of the questions you might want to ask the loan officer: Are both fixed and adjustable-rate loans available? What is the Interest Rate? What is the total origination charge? How … [Read more...]
Driving the Neighborhood
Whether you’re shopping for a home in a familiar location or a new neighborhood, remember that you’re buying more than a home. You’re also buying the neighborhood, so it helps to become familiar with your favorites, whether you drive them or walk … [Read more...]
Understanding Your Credit Score
So you are looking for your dream home, or know someone who is? Did you know your credit score will affect your ability to qualify for the best home loan rates and home loan products? Specifically, a lower credit score might lead to: A higher … [Read more...]
Picking Your Neighborhood
Whether you’re shopping for a home in a familiar location or a new neighborhood, remember that you’re buying more than a home. You’re also buying the neighborhood, so it helps to become familiar with your favorites, whether you drive them or walk … [Read more...]
Five Thoughts on Buying a Home This Spring
Thinking about buying a home this Spring? The market has been getting tighter and tighter for the last couple of years and this Spring is likely to be a seller's market. Here are some suggestions to help making the buying process easier. 1. Search … [Read more...]
Negotiating Through a Short Sale
I’m currently helping a buyer purchase a short sale home and thought it would be helpful to explain the pros and cons of buying a short sale. A short sale situation arises when the home is worth less than the money the owner owes to his or her … [Read more...]
