Locating Loan Options You have the option to shop around for the terms that fit your needs. Mortgage consultants are trained to pay attention to your home financing goals, help you understand your options and explain how different loan programs work … [Read more...]
Is This a Good Time to Buy a Home?
Interest rates are on the rise again after the historic lows of 2020, and some are suggesting it may not be a good time to buy a new home or an investment property. On the other hand, we are also enjoying increased home equity from price appreciation … [Read more...]
5 Common Contingencies All Homebuyers Should Know
The home buying process is both exciting and also a little nerve-wracking. After all, for many a home is the single biggest purchase of their lifetime. Looking for ways to better protect yourself through the transaction? This is where home buying … [Read more...]
PMI 101: What You Need to Know First
The time for home ownership has come. You’ve patiently waited and now you’re tired of paying someone else’s mortgage with your rent. There’s only one problem though - coming up with a 20% down payment. Now what? Thankfully, there is a … [Read more...]
What’s an FHA Loan?
If it’s your first time buying a home, you’re may be a little overwhelmed by all of the loan options that are available. One popular type of loan is an FHA loan, which means it is mortgaged by an FHA-approved lender and insured by the Federal Housing … [Read more...]
Biggest Drop in Decades for Mortgage Rates
According to a study completed by Freddie Mac in its Primary Mortgage Market Survey (PMMS), the average 30-year fixed-rate mortgage has dropped 22 points. This is the biggest drop one-week drop in 10 years and may give the housing market a boost just … [Read more...]